Pay Off Debt or Invest: The Math
The 6% rule, two-scenario math, and a decision engine showing whether paying off debt or investing first leaves you further ahead — with your actual numbers.
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The 6% rule, two-scenario math, and a decision engine showing whether paying off debt or investing first leaves you further ahead — with your actual numbers.
Simple and compound interest work the same way until time separates them. See the real dollar gap with examples and a visual simulator you can control.
Should you invest or pay off debt first? The answer depends on one number — your interest rate. Here's the framework that makes the decision clear.
If your savings rate is below inflation, you're losing money while doing everything right. Here's a framework for deciding whether to save or invest first.